Obamacare For Dummies

With all of the confusion and frustration that Obamacare brought, this article is made to sum up what the Affordable Healthcare Act is all about.


ObamaCare is a very difficult item within the Government to understand. Here are a few basics that you need to know to understand ObamaCare. According to ObamaCare Facts:

  • It is also known as the Affordable Healthcare Act
  • Signed on March 2010 by President Obama
  • The Act contains over a thousand pages with changes to the insurance industry and healthcare industry
  • All of that is done is in the hopes of cutting the costs of health care so that all Americans can have affordable healthcare
  • Before the law, you could be denied coverage because of gender, being sick before, not being able to afford or fight insurance company appeals or making a mistake on the application
  • Most Americans must have to have health insurance by Jan. 1, 2014, or they will have to pay a fee
  • Deadline to sign up for Obamacare-Dec. 24 , 2013

So, what does this really mean for the government and the people? According to Stefan Molyneux, a blogger and host of the Freedomain Radio on politics, the government has spent nearly one billion, I repeat BILLION, dollars just to start up the website, healthcare.gov, which people must go to in order to get the insurance. But, that’s not to mention that the website failed, giving headaches to many people. Also, contractors of the website have said that the website was going to be ready on Sept. 10 for everyone to sign up for the insurance. Then again they said it would be ready in late October. And now, no one really knows exactly when it will be ready. The website still has too many problems for people to feel comfortable knowing that they will get the coverage.

Because of this, people must now get something called Catastrophic Insurance. According to healthcare.gov, this plan is for people under the age of 30 to have health care that is affordable. The plan requires the members to pay all of their medical bills up to a certain amount, usually being thousands of dollars, until the insurance company will start paying the bills. This plan has lower premiums, or what the person would have to pay-like a bill, than most insurance plans. But, the other catch to this, from healthcare.gov, this insurance plan will “cover you only if you need a lot of care. They basically protect you from worst-case scenarios.” So, you still have to pay for basically everything medical unless something major happens. Speaking again about premiums, because of Obamacare, premiums will go up an average of $3,065 per family. Not down, and “affordable”.

The big whoop of this Act is the fact that Obama said that if you like your current plan, you can keep it!


That was a major lie. Many people lost their plan because it did not meet the requirements of the HealthCare Act. Sixteen MILLION, again MILLION, people lost their insurance because of this HealthCare Act.

If you like your doctor, you can keep your doctor.

Lied to again. In July of this year, Obama Administration said you may be able to keep your doctor-which is huge. Imagine going to your doctor because you need an injection, or whatever it may be, and they cannot do anything for you because they aren’t even your doctor anymore…that’s just wrong. And could do a lot of damage to many practices.

Now, I do not know about you, but the Affordable HealthCare Act does not really seem very affordable for both the government or the people to me. The government has spent hundreds of millions of dollars-almost a billion dollars-already on Obamacare. Plus, premiums are going to go up for the people, and people who do not already have insurance just to save money not paying the monthly bills, will be fined. That just doesn’t really make sense. So, it’s either pay the government, or…pay the government. The people who will be fined, should just get insurance anyways so then they are paying for something for them, and not just throwing money to the government if they can’t even afford to be doing so.

Another complication about this Act-the government keeps on changing it very abruptly. For instance, the original deadline to sign up was on Monday, Dec. 23, 2013. On Monday, Dec. 23, the Obama Administration changed the deadline one day to Tuesday, Dec. 24, 2013, according to CNN. If that’s not short notice, then I don’t really know what is. They changed the deadline because of anticipation of high demand, according to WGAL 8.

If you want more information about Obamacare, please watch the video above, which is about 35 minutes long.